Learner insurance that actually makes sense.

We’ve teamed up with McCarthy Insurance Group to make learner insurance easy. Book lessons, get cover, drive on.

Drive Smart. Get Rewarded.

A smart driving device fitted to your car at no extra cost, designed to recognise and reward safer driving.

Drive without limits

No mileage cap. No restrictions on how far or how often you drive. College, work, weekends away - your cover keeps up with your life.

Take control of your renewal

Young drivers often pay more simply because of statistics. This policy changes that. It recognises smooth braking, sensible speeds and safe habits, so your behaviour works in your favour.

Build a strong driving record

Drive well, and you could benefit from discounted premiums over time. Your behaviour behind the wheel doesn’t just protect you, it can directly reduce what you pay.

What new drivers are paying

Every driver is different, but here are real examples from learner and newly qualified drivers to give you a sense of what’s possible.

Mark

Mark drives a 2011 Honda Civic 1.3L on a learner permit and was quoted comprehensive cover of:
€886.37
with McCarthy Insurance Group.
25 years old from County Kerry – 1 year No Claim Bonus (NCB)

James

James drives a 2014 Audi A1 1.4L and holds a full Irish licence. He was quoted comprehensive cover of:
€1,279.16
with McCarthy Insurance Group.
18 years old from County Kerry

Emma

Emma drives a 2017 Opel Astra 1.4L on a learner permit and was quoted comprehensive cover of:
€1,435.02
with McCarthy Insurance Group.
18 years old from County Kerry

Why get covered with MIG?

Getting your licence is only the start. We’ve teamed up with MIG Insurance to make getting covered as painless as possible, because learners deserve better.

Policies that actually
fit new drivers

Whether you’re learning or newly qualified,
get cover that fits you, clear, transparent, and without hidden surprises.

Good habits pay off
Drive well, save more

The safer you drive, the better your record.
Box Clever rewards how you drive, not just the year you're born.

Real people,
real answers

Backed by over 60 years’ experience supporting new drivers in Ireland, clear guidance, no pressure.

How it works

Tell us about you

Share a few quick details about your licence and car. We’ll match you with options that suit where you are in your driving journey.

Make your driving count

A small telematics box is fitted at no extra cost. It tracks how you drive, so safe habits work in your favour, not just your age.

Build bigger rewards

Drive as normal while building your No Claims Bonus. Each year of safe driving strengthens your record, and can unlock bigger discounts over time. The safer you drive, the stronger your position becomes

Ready to explore your options?

Tell us where you are in your driving journey and we’ll connect you with the right support from McCarthy Insurance Group.
Quotes valid to 28th February 2026. Quotes vary based on individual circumstances. Sample quote based on Telematics installation. Terms and conditions apply.

Charles McCarthy Insurances Ltd. trading as McCarthy Insurance Group is regulated by the Central Bank of Ireland.